There are so many things in life that are obvious. If you want to not have money problems, always spend less than you make. If you want more vitality, then exercise regularly. If you want to lose weight, eat appropriately. All of these things are easy to see and understand.
But we are a nation of broke, lazy, fat people all the same. My family will be out of debt soon because we have begun to manage our finances. We read books on it and go to a weekly seminar about it (we are following the Dave Ramsey method). And as soon as this November, we will have no more debt and start an intensive retirement plan. But we strangely needed something beyond the obvious (spend less).
The obvious in the above example is an intellectual argument. But humans are not driven by intellect. If we were, we would all be wealthy, active, thin people. There is an emotional angle that comes from meeting with others who are attempting to do the same things that you are attempting to do.
I am still 80 pounds over weight and I don't exercise at all, but my finances are starting to change. And my family is also starting an eating plan that might help with the weight. Still have not found the motivation to work out, but maybe it will come.
That is another thing about emotional motivation. You start winning at your finances and you get optimistic about other things. None of this is easy. But nothing worth doing is ever easy. Although they may be very, very obvious.
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